Short-term health insurance is designed to provide temporary medical coverage during life transitions—such as changing jobs, waiting for long-term coverage to begin, or missing an enrollment period. These plans offer a practical, affordable solution for individuals who need coverage quickly and on a short-term basis.
Many short-term plans are available year-round, making them a convenient option when traditional plans are not immediately accessible.
At Affirm Health Group, we help individuals and families navigate health insurance with confidence. As an independent health insurance advisory group, we provide access to a wide range of coverage options while delivering personalized guidance and dependable support from start to finish. Our goal is simple: make healthcare coverage easier, clearer, and more accessible—while delivering an exceptional customer experience every step of the way.
Short-term health insurance offers limited-duration coverage that helps protect you from unexpected medical expenses. These plans typically feature defined costs such as copays, deductibles, and maximum out-of-pocket limits—helping you understand your financial responsibility before seeking care.
Short-term coverage may be a good fit if you’re looking for:
An affordable alternative to traditional major medical plans
Temporary coverage between health insurance plans
Coverage that can be started or canceled without long-term commitments
Multiple plan options to match your healthcare needs
Defined copays for primary care and specialist visits
Transparent cost structures with set dollar amounts
Eligibility for short-term plans is generally based on health history rather than income, which can make them accessible to many individuals.
Short-term health insurance can be ideal if you are:
Our licensed advisors at Affirm Health Group can help you determine whether short-term coverage is the right solution for your situation.
Your health—and the well-being of the people you love—deserves reliable coverage you can count on. At Affirm Health Group, we help individuals and families find affordable health insurance options that provide real protection and peace of mind.
