Lifestyle and discount benefit programs are designed to help individuals access healthcare services at reduced costs—without the high monthly premiums often associated with traditional insurance plans. These programs focus on affordability, simplicity, and everyday healthcare savings.
Rather than functioning like traditional insurance, discount plans help lower out-of-pocket expenses by offering reduced rates on a wide range of healthcare services.
At Affirm Health Group, we help individuals and families navigate health insurance with confidence. As an independent health insurance advisory group, we provide access to a wide range of coverage options while delivering personalized guidance and dependable support from start to finish. Our goal is simple: make healthcare coverage easier, clearer, and more accessible—while delivering an exceptional customer experience every step of the way.
Lifestyle and discount health benefits provide access to negotiated savings on medical services, prescriptions, and wellness-related care. Members pay a low monthly fee in exchange for discounted pricing at participating providers.
These programs can be especially helpful for individuals who want basic healthcare access, are managing costs carefully, or are looking for an alternative to higher-premium insurance plans.
Discount programs work by partnering with healthcare providers who agree to offer services at reduced rates to members. Instead of submitting insurance claims, members pay the discounted price directly at the time of service.
Benefits may include:
Reduced costs for doctor visits and specialist care
Discounts on prescriptions and medications
Savings on lab work, imaging, and wellness services
Simple pricing with no deductibles or claims
Healthcare providers benefit from increased patient volume, while members enjoy lower, pre-negotiated rates.
These plans may be a good fit if you:
Our licensed advisors at Affirm Health Group can help you determine whether a lifestyle or discount program fits your healthcare needs and budget.
Your health—and the well-being of the people you love—deserves reliable coverage you can count on. At Affirm Health Group, we help individuals and families find affordable health insurance options that provide real protection and peace of mind.
