https://affirmhealthgroup.com/

Terms of Use

Terms of Use

Last Updated: February 2025
These Terms of Use (“Terms”) govern your access to and use of the website, services, and related features operated by Affirm Health Group (“Company,” “we,” “us,” or “our”). By accessing or using this website (the “Site”), you agree to comply with and be bound by these Terms.

If you do not agree to these Terms, please discontinue use of the Site immediately.

1. Acceptance of Terms

By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any additional guidelines or rules applicable to specific services. These Terms apply to all users, including visitors, clients, and contributors.

We reserve the right to modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

2. Description of Services

Affirm Health Group provides access to health insurance–related information and connects users with licensed insurance professionals. Services may include plan comparisons, educational content, communication tools, and related support services.

We do not guarantee the availability, pricing, or eligibility of any specific insurance plan. All services are provided “as available” and may be modified or discontinued at any time without notice.

Temporary service interruptions may occur due to maintenance, technical issues, or factors beyond our control.

3. User Information and Privacy

Certain services may require you to provide personal information. You agree that all information you submit is accurate and up to date. Your use of the Site is subject to our Privacy Policy, which is incorporated into these Terms by reference.

4. Fees and Payments

If any services require payment, you agree to pay all applicable fees as disclosed at the time of purchase. You authorize us to charge your selected payment method for recurring or one-time fees.

Failure to complete payment may result in suspension or termination of access to paid services. You are responsible for any outstanding balances and related collection costs where permitted by law.

5. User Conduct

You agree to use the Site only for lawful purposes and in compliance with all applicable laws. You may not:

  • Submit false, misleading, defamatory, or unlawful content

  • Infringe on intellectual property rights

  • Upload harmful software, malware, or viruses

  • Engage in spam, unauthorized advertising, or fraudulent activity

  • Impersonate another person or entity

  • Attempt unauthorized access to systems or data

We reserve the right to restrict or terminate access for violations of these rules.

6. Third-Party Links

The Site may contain links to third-party websites or services. These links are provided for convenience only. We do not control or endorse third-party content and are not responsible for their practices or policies.

7. Intellectual Property

All content on this Site—including text, graphics, logos, software, and design—is the property of Affirm Health Group or its licensors and is protected by applicable intellectual property laws.

You may view and use Site content for personal, non-commercial purposes only. Any unauthorized reproduction, modification, or distribution is prohibited.

8. User Submissions

By submitting content or communications to us, you grant Affirm Health Group a non-exclusive, royalty-free, worldwide license to use, reproduce, and display such content for business-related purposes.

Please do not submit confidential or proprietary information unless expressly agreed in writing.

9. Disclaimer of Warranties

THE SITE AND ALL SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not guarantee uninterrupted access, error-free performance, or specific results.

10. Limitation of Liability

To the maximum extent permitted by law, Affirm Health Group shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or services.

Our total liability shall not exceed the amount paid by you, if any, in the one-month period preceding the event giving rise to the claim.

11. Indemnification

You agree to indemnify and hold harmless Affirm Health Group and its affiliates from any claims, liabilities, damages, or expenses arising from your use of the Site or violation of these Terms.

12. Promotions and Advertisers

Any interactions with third-party advertisers or promotions found on the Site are solely between you and the advertiser. We are not responsible for third-party products, services, or representations.

13. Communications and Email

We may send you service-related or promotional communications in accordance with our Privacy Policy. You may opt out of marketing emails at any time.

14. Storage and Site Use Limits

We may establish reasonable limits on Site usage, storage, or access. We are not responsible for loss of content or data due to system limitations or termination.

15. Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately of any unauthorized use.

16. International Access

The Site is operated from the United States. Accessing the Site from locations where its content is unlawful is prohibited. You are responsible for compliance with local laws.

17. Termination

We may suspend or terminate access to the Site at our discretion, without notice, for conduct that violates these Terms or applicable laws.

18. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes shall be resolved exclusively in Florida courts.

19. Notices

Official notices may be sent via email, postal mail, or through the Site. Notices to us should be directed to the contact information listed below.

20. Entire Agreement

These Terms constitute the entire agreement between you and Affirm Health Group regarding Site use and supersede all prior agreements.

21. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

22. SMS Messaging

By opting in, you agree to receive informational or promotional text messages from Affirm Health Group. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out or HELP for assistance.

23. Contact Information

If you have questions about these Terms, please contact us:

Affirm Health Group
📍 Address: [Client Address]
📧 Email: support@affirmhealthgroup.com
📞 Phone: [Client Phone Number]

Protect What Matters Most

Your health—and the well-being of the people you love—deserves reliable coverage you can count on. At Affirm Health Group, we help individuals and families find affordable health insurance options that provide real protection and peace of mind.