Individual and family health insurance plans—often referred to as ACA plans or major medical coverage—are designed to provide comprehensive protection for everyday healthcare needs as well as unexpected medical situations. These plans follow federal healthcare guidelines and are among the most complete coverage options available today.
Whether you’re insuring yourself, your family, or both, these plans can offer peace of mind by helping manage costs associated with illness, injury, and preventive care.
At Affirm Health Group, we help individuals and families navigate health insurance with confidence. As an independent health insurance advisory group, we provide access to a wide range of coverage options while delivering personalized guidance and dependable support from start to finish. Our goal is simple: make healthcare coverage easier, clearer, and more accessible—while delivering an exceptional customer experience every step of the way.
Individual and family health insurance plans provide broad medical coverage that helps protect you from high out-of-pocket medical expenses. These plans typically cover essential health benefits and are especially valuable if you have ongoing healthcare needs or want protection in case of a serious medical event.
With structured cost-sharing and coverage limits, these plans are designed to help reduce financial stress while ensuring access to quality care.
These plans offer coverage for a wide range of healthcare services, including:
Doctor visits and specialist care
Preventive services and wellness visits
Prescription medications
Hospital stays and emergency care
Outpatient and inpatient services
Coverage is available to most individuals and families, and eligibility is not impacted by pre-existing health conditions. Cost structures typically include monthly premiums, deductibles, and an annual out-of-pocket maximum to help control expenses.
Our licensed advisors at Affirm Health Group can help you determine whether this type of plan aligns with your healthcare needs and budget.
Your health—and the well-being of the people you love—deserves reliable coverage you can count on. At Affirm Health Group, we help individuals and families find affordable health insurance options that provide real protection and peace of mind.
